Motorhome insurance & assistance — North America

Major US insurer with a dedicated RV/motorhome policy line for Class A, B (campervan) and C motorhomes plus travel trailers, including an optional full-time-RV-residence endorsement. Confirm directly with Progressive whether a self-build or professional conversion must be declared, and how full-time occupancy and agreed-value settlement are handled.

Major US insurer offering a dedicated RV policy line, separate from its core auto insurance, covering motorised RVs and towable/travel-trailer cover. Check directly whether full-time occupancy, conversion work and agreed-value settlement are included or need to be added before buying.

US RV insurer (a National General/Allstate company) that bundles nationwide towing and roadside assistance into its RV policies alongside purchase-price-guarantee and full-replacement-cost options. Confirm directly how a self-build conversion is declared and whether the bundled roadside cover extends into Canada or Mexico.

US specialist insurer (a Farmers Insurance company) covering Class A, B and C motor homes, luxury motor coaches, travel trailers and fifth-wheels. Check directly for its stance on self-build/DIY conversions, full-time-residence use and agreed-value settlement before buying.

US insurance AGENCY, not an underwriter: it places motorhome, fifth-wheel, travel-trailer and full-timer policies with several underwriters (including Progressive, Allstate and National General) rather than carrying the risk itself. Because the underwriter varies by quote, confirm which insurer actually sits behind any policy offered and check that insurer's own terms for conversion declarations and full-time cover.

RV-specific roadside-assistance MEMBERSHIP, not insurance — unlimited towing to the nearest qualified service centre plus tyre, battery, lockout and fuel-delivery service. Good Sam describes coverage across the US, Canada, Puerto Rico, Mexico and the US Virgin Islands; confirm the current plan tier and any per-incident limits directly with Good Sam before relying on it across a border.

Dedicated RV roadside-assistance MEMBERSHIP — 24/7 towing plus tyre, fluid, lockout and mobile-mechanic dispatch through a stated network of 40,000+ providers, covering the US and Canada, with Coach-Net describing its Mexico cover as reimbursement-only. Confirm the current reimbursement process and any distance or dollar caps directly with Coach-Net before relying on it in Mexico.

Canadian bank-affiliated insurer (TD Bank Group) with a dedicated motorhome/recreational-trailer policy, marketed as the Grand Touring Solution, including loss-of-use and emergency-road-service reimbursement options. Confirm directly whether the policy extends to trips into the US and how it treats a self-build conversion.

Canadian Automobile Association's RV-tier roadside-assistance MEMBERSHIP for motorhomes and eligible trailers, which CAA describes as reciprocal with AAA in the US — a CAA member can draw on the AAA network south of the border and vice versa. Confirm the exact reciprocal terms and towing-distance limits with the local CAA or AAA club before travelling. CAA clubs separately run a member insurance business, distinct from this roadside membership.

US RV insurer built around letting owners rent their vehicle out without voiding cover — the peer-to-peer rental gap many conventional RV policies exclude. PROVISIONAL: not yet directly verified against a primary source in this pass; treat any marketed terms as unconfirmed and check directly with Roamly, especially around full-time occupancy and conversion declarations, before relying on this cover.